This course is designed to help individuals navigate the complexities of credit scores and financial health. Participants will gain a clear understanding of how credit scores are calculated, what factors influence them, and why they matter in personal finance. The course will cover key concepts such as credit reports, payment history, credit utilization, and the impact of inquiries and accounts. Students will also learn strategies for improving and maintaining a strong credit score, avoiding common financial pitfalls, and using credit wisely to achieve financial goals. By the end of the course, learners will be equipped with the knowledge needed to make informed decisions about credit and build a solid financial foundation.